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These Terms and Conditions (“Terms”) set out the rules governing access to and use of this website operated under the brand PayTeria (“Website”). By accessing, browsing or using the Website, you (“User”) confirm that you have read, understood and agree to be bound by these Terms. If you do not accept these Terms, you must refrain from using the Website.
The Website provides information regarding PayTeria’s technological solutions, payment orchestration tools, software integrations, development capabilities, consultancy services and related functionalities (“Services”). All materials, documents, visuals and descriptions made available on the Website (“Content”) are provided for informational purposes only.
1.1. These Terms apply exclusively to the use of the Website. They do not govern the provision of Services, which must be formalised in a separate written agreement between the parties.
1.2. The User agrees to use the Website in compliance with all applicable laws and regulations, including digital services, cybersecurity and data protection requirements of the European Union where relevant.
1.3. The User shall not misuse the Website, including by attempting to gain unauthorised access, introducing malware, interfering with the Website’s technical infrastructure, or engaging in any activity that may compromise security, integrity or performance.
1.4. The Website owner may update, suspend or discontinue the Website or any part thereof without prior notice.
2.1. All Content on the Website is provided for general informational purposes and does not constitute a binding offer, professional advice, solicitation, commercial commitment or guarantee of the availability of specific Services.
2.2. Submitting a request, completing a contact form, downloading materials, requesting a demo or initiating communication does not create a contractual relationship, nor does it oblige either party to enter into such a relationship.
2.3. Any future cooperation, Service delivery, pricing, timelines, technical specifications or intellectual property arrangements shall be governed exclusively by a separate written agreement, proposal or statement of work.
3.1. The Website owner makes reasonable efforts to maintain accurate and up-to-date information; however, no warranty is given that the Content is complete, error-free, current or suitable for any particular purpose.
3.2. The Website may be temporarily unavailable due to maintenance, updates, technical issues or force majeure events. The Website owner shall not be liable for any interruptions or limitations in availability.
4.1. All Content on the Website, including but not limited to text, graphics, visuals, trademarks, product names, user interfaces, software code, technical diagrams, documentation and data, is protected by copyright, trademark and other applicable intellectual property laws.
4.2. The User is granted a limited, non-exclusive, non-transferable and revocable right to access and view the Website for informational purposes only.
4.3. The User may not reproduce, redistribute, modify, reverse engineer, publicly display, publish, store or commercially exploit any Content without prior written authorisation.
4.4. Any intellectual property created through future cooperation between the parties shall be governed exclusively by the terms of the applicable separate agreement.
5.1. Where the User engages in communication with the Website owner and receives non-public or commercially sensitive information, such information shall be treated as confidential unless explicitly stated otherwise.
5.2. The User shall not disclose, reproduce or use confidential information for purposes unrelated to the intended cooperation without prior written consent.
5.3. Confidentiality obligations apply regardless of whether a contractual relationship is ultimately established.
Details on how we collect, use, store and protect personal data obtained through the Website, as well as information about users’ rights under the EU General Data Protection Regulation (“GDPR”) and other applicable data-protection laws, are set out in our Privacy & Cookie Policy. The Privacy & Cookie Policy forms an integral part of these Terms. By using the Website or submitting information through it, you confirm that you have read, understood and agreed to the Privacy & Cookie Policy.
7.1. The Website and all Content are provided “as is” and “as available”.
7.2. To the maximum extent permitted under EU law, the Website owner disclaims all warranties, express or implied, including those relating to accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.
7.3. The Website owner does not warrant that the Website will function without interruption, delays, cyber threats or technical errors.
8.1. Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited under applicable EU law.
8.2. Subject to Clause 8.1, the Website owner shall not be liable for any:
8.3. The User accesses the Website at their own risk.
9.1. The Website may contain links to third-party sites, APIs, documents or tools. Such links do not imply endorsement or responsibility for third-party content or practices.
9.2. The User acknowledges that third-party websites operate under their own terms and policies, including privacy and cookie policies.
10.1. The Website may be accessed globally. These Terms are drafted in a manner consistent with EU practice and regulatory principles but are not tied to a specific jurisdiction.
10.2. Users accessing the Website from locations outside the EU are responsible for ensuring compliance with local laws.
11.1. The Website owner may amend these Terms at any time.
11.2. The updated version will be published on the Website and will take effect upon publication unless otherwise stated.
11.3. Continued use of the Website following the publication of updated Terms constitutes acceptance of the revised Terms.
For questions regarding these Terms or the Website, Users may contact the Website owner through the contact form provided or via e-mail at info@payteria.com.
This Privacy & Cookie Policy (“Policy”) explains how PayTeria (“we”, “us”, “our”) collects, uses, stores and protects your personal data when you visit this website (“Website”) or contact us regarding our technology and payment-orchestration services (“Services”).
We wrote this Policy to be clear, transparent and compliant with the EU General Data Protection Regulation (GDPR) and other applicable data-protection principles.
If you do not agree with this Policy, please do not use the Website or submit your details.
PayTeria provides information about its Services through this Website. This Policy applies only to personal data processed when you browse the Website or contact us through it. For this processing, we act as a data controller.
This Policy does not apply to the processing of customer or transaction data performed when PayTeria provides payment-orchestration or related Services to Merchants. Such processing is covered under separate contracts, including data-processing agreements, where applicable.
You may contact us at any time using the contact form on the Website.
Given the nature of our Services (payment-orchestration, integrations, fintech development), we may collect a broad spectrum of data, including both direct inputs from you and automatically generated or derived data.
When you submit a request through the contact form on the Website, you may provide:
When you access or use the Website, we may automatically collect certain technical data, including:
This information is collected to ensure website functionality, security, and analytics.
We rely on one or more of the following legal bases under GDPR:
Legitimate interests:
Consent:
Legal obligation:
We use personal data for the following core purposes:
We take reasonable technical and organisational measures to protect personal data submitted through the Website. These measures include:
Although we apply appropriate safeguards, no website or Internet transmission is completely secure. By using the Website and submitting information, you acknowledge that some level of residual risk is unavoidable.
We keep personal data only for as long as necessary for the purposes for which it was collected, and in accordance with the GDPR storage-limitation principle.
Contact form submissions: kept for up to 12 months after our last interaction. This allows us to respond, follow up on your request, maintain communication history and manage potential business discussions.
Website analytics data: stored for between 3 and 24 months, depending on the settings of the analytics tools we use. This data is typically aggregated and used to improve Website performance.
Security and technical logs: kept for up to 12 months to protect the Website from fraud, misuse, spam and security incidents.
Cookies and similar technologies: retained until their individual expiry date (see Section 9).
Data required for legal, regulatory or audit purposes: retained for the period necessary to comply with applicable laws or for the establishment, exercise or defence of legal claims.
After the applicable retention period ends, we delete, anonymise or securely archive the data in accordance with legal requirements.
We do not sell or share your personal data with third parties for marketing or advertising purposes.
We may share your personal data only where necessary for operating the Website, responding to your inquiry, or ensuring security. This may include:
If any personal data is transferred outside the European Economic Area (EEA), we ensure that appropriate safeguards are in place as required by applicable data-protection laws.
You have the following rights in relation to your personal data:
To exercise any of these rights, please contact us via e-mail at info@payteria.com.
We use cookies and similar technologies to ensure our website works smoothly, to improve user experience, and to analyze performance.
You can adjust or disable cookies in your browser settings at any time. Please note that essential cookies are required for the operation of payment services and cannot be disabled.
Cookies are small text files placed on your device (computer, tablet, smartphone) when you visit the Website. They help us remember your preferences, understand how you use the Website, and improve your experience.
We use cookies for:
We take the security of your information very seriously. In the unlikely event of a data breach that may pose a risk to your rights and freedoms, we will:
We may update this Policy to reflect:
We will publish the revised Policy with a new “Last updated” date at the top. Your continued use of the Website after the update signifies your acceptance of those changes.
If you have questions about this Policy, your personal data or your rights, you can contact us via the contact form provided or via e-mail at info@payteria.com.